The Surf and XD fly almost identically (3/4/-1/1). Go with the Surf - it offers more plastic and weight options (0 blends), is easier to find, and costs less.
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FAQ
Is the Surf or XD more overstable?
They are equally stable (both +0) - turn -1/-1, fade 1/1.
Should a beginner pick the Surf or XD?
Both rate the same for beginners (61/100). Pick by feel and price.
What is the difference between the Surf and XD?
The Surf and XD fly almost identically (3/4/-1/1). Go with the Surf - it offers more plastic and weight options (0 blends), is easier to find, and costs less.