The XD and Surf fly almost identically (3/4/-1/1). Choose the XD for far more plastic and weight options (0 blends) and easier availability; choose the Surf to spend less.
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FAQ
Is the XD or Surf more overstable?
They are equally stable (both +0) - turn -1/-1, fade 1/1.
Should a beginner pick the XD or Surf?
Both rate the same for beginners (61/100). Pick by feel and price.
What is the difference between the XD and Surf?
The XD and Surf fly almost identically (3/4/-1/1). Choose the XD for far more plastic and weight options (0 blends) and easier availability; choose the Surf to spend less.